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Homes By Hogans
Return to the closing-cost guide

Cash-to-close planning tool

Buy the Home. Keep More of Your Cash.

See how seller contributions could change the amount of cash you need to bring to closing and how much you may be able to keep in savings.

Calculate My Cash to Close
Compare your estimated cash requirement with and without a seller contribution.

Your purchase scenario

Use estimates if you do not have final figures yet. This is a planning tool, not a Loan Estimate or approval.

Use your lender estimate when available.
This personal savings target is for planning only. It is not a lender reserve requirement.
What are you trying to accomplish?

Planning assumptions are simplified. Seller contributions are limited by actual eligible costs, loan-program rules, lender requirements, appraisal/value, contract terms and other transaction details. Seller contributions generally cannot simply become cash back to the buyer or substitute for a required down payment. Rate and discount-point pricing must come from the lender.

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Beyond the Numbers

Your Cash to Close Is Only One Part of the Purchase.

You've taken a closer look at what you may need financially. That's important—but the numbers are only one part of a successful home purchase.

Representation, financing, the offer, inspections, insurance, appraisal, negotiations, deadlines and closing all have to work together.

The 13-Stage Home Buying Blueprint connects those pieces so you can understand what happens next and what questions to ask before you're in the middle of the transaction.

Get the 13-Stage Home Buying Blueprint